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Get Trucking Authority Insurance

Having the right trucking insurance is not only a legal requirement for getting your MC Number and staying DOT compliant, but also essential for protecting your business and reputation on the road.

Get Trucking Insurance Now

Frequently Asked Questions

Please reach us at operations@hcmintegrityservices.com if you cannot find an answer to your question.

Trucking insurance is a specialized type of commercial insurance designed to protect trucking companies, owner-operators, and freight carriers from the financial risks associated with accidents, cargo loss, liability claims, and damage to vehicles.

If you're applying for FMCSA operating authority, you’re required to carry specific types of insurance, including:

  • Primary Liability Insurance – Covers damage or injuries to others in an accident
     
  • Cargo Insurance – Protects the freight you're hauling
     
  • Physical Damage Coverage – Covers your own truck and trailer
     
  • Bobtail/Non-Trucking Liability – Covers you when driving without a trailer


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